top of page

Pat Downs Insurance Agency

An Independent Health Insurance Agency in Rochester Minnesota that Specializes in Medicare Supplements, Medicare Drug Plans, Medicare Advantage Plans.

Call Pat Today!  (507) 258-5104



You receive Pat's personalized service and advice while she strives to find you the best plan(s) based on your budget, needs, and travel.

A Wide Range of Insurance Carriers to Choose From


Medicare Insurance

Pat Downs is a veteran health insurance agent who specializes in the Medicare market.

Choice & Flexiblity

Pat is not tied to any one insurance carrier and thereby has flexibility in finding the best suited plan(s) available for her clientele.

No Client Fees

Pat is compensated by the companies she represents, not you.

Ready to serve you in 


Iowa and Wisconsin

Learn More

Currently we represent 9 organizations which offer 57 products in your area.  You can always contact (1-800-MEDICARE), or your local State Health Insurance Program (SHIP) for help with plan choices.

Learn More

New to Medicare? Have Questions?  View Frequently Asked Medicare Questions or ask Pat!

Find answers to the frequently ask questions about Medicare part A, B, C, D-Rx and more.

What are Medicare Advantage Plans ("Part C Plans")?  What types are there?  What is the enrollment periods?

What is Medicare Part D and how does it work? How do I receive benefits?  Should I enroll?

Medicare Supplements are sold by private insurance companies and fill in the “gaps” of Original Medicare.

bottom of page